Luxval Developments
Investment portal

How to buy & invest in Mexico as a foreigner

A practical guide to navigating the Mexican real estate market with security and architectural excellence.

The bank trust (fideicomiso)

In the restricted zone (50 km from coasts, 100 km from borders), the fideicomiso is the standard vehicle: not a lease, but a renewable bank trust that concentrates ownership rights in your favor.

The bank acts as trustee; you retain control to sell, lease, improve, or pass assets to heirs according to the agreement.

Institutional security

  • 50-year termRenewable indefinitely.
  • Bank custodyThe bank holds title on your behalf.
  • SuccessionName beneficiaries directly in the deed.

Acquisition process

Six steps toward title

01

Curation & selection

We align lifestyle goals with value corridors.

02

Offer to purchase

Price, terms, and earnest money toward serious escrow.

03

Due diligence

Titles, permits, and tax status with a certified notary.

04

Trust setup

Foreign Affairs permit and bank trust account.

05

Closing (deed)

Signing at the notary and transfer into the trust.

06

Registration

Public Registry recording. Welcome home.

8–12%Projected net ROI
15.4%Annual appreciation (reference)
68%Luxury occupancy (reference)
IRR 18%Target internal rate

Yield & IRR analysis

Puerto Vallarta combines international demand with competitive holding costs versus comparable markets.

We don’t just build homes; we architect wealth through intelligent land acquisition.

Vallarta market outlook

Permanent residency, digital nomads, and ultra-high-net-worth demand.

Reference 2026 outlook
Sunset over Banderas Bay
Banderas Bay resilience

Natural scarcity supporting value

Geometric concrete villa
Architecture as asset

Design-led premium pricing

Infinity pool facing the ocean at sunset
The luxury pivot

Rising UHNW demand

Investor FAQ

Can I rent my property in US dollars?

Yes. Luxury vacation rentals are often marketed and settled in USD in Puerto Vallarta.

What are closing costs for foreigners?

Typically 5–8% of purchase price, covering notary fees, transfer tax, and trust setup.

How long does closing take?

Usually 45–90 days depending on Foreign Affairs permits and the trustee bank.

Luxury hotel lobby

Master your portfolio

Private consultation with our directors to explore off-market opportunities in Banderas Bay.

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Investor guide | Luxval